A mutual fund is an investment vehicle that is professionally managed. It pools money from various investors to invest in stocks, bonds, or other assets. This investment option offers diversification, professional management, and liquidity.
Mutual funds offer a diversified portfolio managed by experts. They provide flexibility, transparency, and the potential for wealth accumulation over time, making them suitable for both beginners and experienced investors.
SIP (Systematic Investment Plan): Allows you to invest a fixed amount at regular intervals, averaging out market fluctuations.
Lump Sum Investment: A one-time investment, which may benefit from market timing.
The ideal time to invest is now. Markets change, but maintaining a disciplined long-term investment strategy helps maximize returns. The sooner you start, the more you can benefit from compounding.
The minimum investment varies based on the fund. Many mutual funds allow SIPs starting from ₹500 per month, while lump sum investments can start from ₹5,000.
Amigo Wealth is a registered mutual fund distributor offering personalized investment guidance. We help individuals and businesses build, manage, and grow wealth through mutual fund investments.
You can start by scheduling a consultation with us. We will assess your financial goals, risk tolerance, and investment horizon to suggest suitable mutual funds.
We do not charge investors directly. Our earnings come from commissions paid by mutual fund houses. There are no additional fees.
You can track your investments through our online portal or mobile apps. We also provide monthly reports and portfolio updates.
Yes, SIPs can be paused, increased, or reduced based on your financial situation.
Yes, we continuously analyze market trends and inform our clients about new investment opportunities that align with their financial goals.
You can redeem your investments by reaching out to us. Redemption processing typically takes 1-3 business days, depending on the type of fund.
| Feature | Debt Funds | Fixed Deposits (FDs) |
|---|---|---|
| Returns | Market-linked, can be higher | Fixed, predetermined |
| Liquidity | Can be redeemed anytime | Early withdrawal penalty |
| Taxation | LTCG benefits after 3 years | Taxable as per slab |
| Risk | Low to moderate (market-driven) | No risk (guaranteed) |
Debt funds are better for tax efficiency and liquidity, while FDs suit those seeking stable, guaranteed returns.